Written and reviewed by Erik From, creator of Couplesplit
01
At a glance
Couplesplit vs. Splitwise
Capability
Couplesplit
Splitwise
Designed for
Couples
Groups and friends
Income-based default split
Built in
Custom percentages per expense
Private personal spending
Mine, visible only to you
Not the focus
How purchases get in
Automatic from Apple Pay and bank notifications, no bank connection
Manual entry; bank import on its paid plan in some countries
Moving from the other app
Imports your Splitwise history (CSV)
Exports to CSV
Platforms
iPhone and Android
iPhone, Android and web
Price model
14-day trial, then US$4.99/month or US$39.99/year per couple
Free with limits, plus a paid plan
02
Choose Couplesplit for
Income-based split as the household default
Ours and Mine: personal spending stays private
Automatic capture from Apple Pay and bank notifications
Pulse, fixed payments and a biweekly balance
03
Choose Splitwise for
Splitwise is best for: Groups, roommates and trips with flexible bill splitting.
Mature workflows for groups of any size
Works on iPhone, Android and the web
Friends do not need the same subscription
Receipt scanning on its paid plan
04
How we compared
This comparison is written by the creator of Couplesplit. It only covers publicly documented features, reviewed on Splitwise’s official site on September 30, 2026, and does not quote third-party prices because they change. Check current details before deciding.
