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Life moments

How often should couples update income percentages?

When to update a proportional expense split after salary changes, bonuses, job loss, parental leave, or new expenses.

Short answer

Couples should update income percentages whenever income changes materially, and otherwise on a predictable schedule such as quarterly or twice a year.

Why this matters

Updating too often makes money feel like admin. Updating too rarely can make a once-fair rule become unfair. A predictable review rhythm keeps the topic neutral.

Before and after a salary change

Recalculate only when the change affects household capacity:

Before$4,000 / $3,00057 / 43
After raise$5,500 / $3,00065 / 35
Agree the effective date so past expenses are not silently rewritten.

How to handle it

  1. Set a regular review date.
  2. Update only for meaningful income changes.
  3. Decide whether bonuses count fully, partly, or not at all.
  4. Record the new percentage before the next month starts.

Watch out for this

Avoid changing the rule retroactively unless both partners agree. Retroactive changes can feel like moving the goalposts.

How Couplesplit helps

Couplesplit helps by keeping the current rule and monthly balance visible, so updates do not erase the history of what happened.

Shared money, clearer

Try Couplesplit with your partner.

Split expenses, see balances, and close the month without reconstructing everything by hand.