Checklist
Short answerMost couples share six groups of fixed bills: housing, utilities, connectivity, insurance, transport and subscriptions. List every one with its amount, due date, who pays and how you split it, then review the list twice a year.
| Field | Why it matters |
|---|---|
| Amount | Fixed or variable decides how you track it |
| Due date | Avoids late fees and helps with paycheck timing |
| Who pays | The bill needs one owner, even if you split it |
| Split | 50/50, by income, or personal |
A bill is shared when both of you use it or agreed to it: rent, power, internet. It is personal when one of you mainly benefits: your gym, your phone plan, your own subscriptions. Keep personal bills out of the shared balance.
Fixed amounts can record themselves on their date. Variable amounts, like power, are better as a reminder you mark as paid. Couplesplit’s fixed payments do both, in one calendar.
Not necessarily. Many couples split housing and utilities by income and keep 50/50 for smaller shared bills. What matters is one clear rule per bill.
A fixed bill repeats on a schedule, even if the amount changes slightly. Variable expenses, like groceries or dining out, have no fixed date.
Twice a year, and whenever you move, change jobs or sign a new contract.
Shared money, clearer
14 days free for the couple. One subscription covers both of you.
