iPhone
Short answerCouplesplit is a native iPhone app for splitting expenses as a couple: Apple Pay purchases log themselves from iOS 18, bank notifications from iOS 27, and you see your balance in widgets and on the Lock Screen. It runs on iOS 18 or later. 14 days free for the couple, then US$4.99 a month or US$39.99 a year, one subscription for both of you.
With a Shortcuts automation, every Apple Pay purchase reaches Couplesplit with its amount and merchant (iOS 18 or later). With iOS 27, so do card purchases your bank notifies you about. No passwords, no bank connection; captured purchases land in Mine until you share them.
Built in SwiftUI, with Liquid Glass on iOS 26 or later, dark mode, Dynamic Type and VoiceOver. You can lock the app with Face ID.
| Feature | Requirement |
|---|---|
| Couplesplit | iPhone with iOS 18 or later |
| Apple Pay capture | iOS 18 or later, with Shortcuts |
| Bank notification capture | iOS 27 or later, with Shortcuts |
| Your partner | iPhone (Android coming soon) |
It depends on what you need. If you want to split household costs 50/50 or by income and have Apple Pay purchases log themselves, Couplesplit is built for that. For large groups or trips with friends, Splitwise or Tricount fit better.
No. 14 days free for the couple, then US$4.99 a month or US$39.99 a year, one subscription for both of you.
No. Couplesplit reads Apple Pay purchases and the notifications your bank already sends. It never asks for your passwords.
Today, yes. Android is coming soon, and you will share one household, each on your own phone.
Shared money, clearer
14 days free for the couple. One subscription covers both of you.
